Annuities For Dummies by Kerry Pechter

Author:Kerry Pechter
Language: eng
Format: epub
Publisher: Wiley

Single- or multi-premium?

Like other annuities, ALDAs can be paid for with a lump sum or in installments. As you see in the following section, various contracts allow you to pay for an ALDA all at once, a little at a time, or with deductions from the money in a variable annuity contract.

Shopping for an ALDA

As I mention earlier, only a handful of insurance companies offer ALDAs to individuals. Here are brief descriptions of ALDA products from MetLife, The Hartford, and New York Life.

MetLife Personal Income Builder

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